Dalam era digital ini, penggunaan kartu kredit menjadi salah satu cara yang paling populer untuk melakukan transaksi keuangan online dan offline. Tidak hanya memudahkan proses pembayaran, namun juga memberikan berbagai macam bonus cashback yang menarik. Berikut beberapa contoh kartu kredit dengan bonus cashback yang dapat Anda gunakan:

Chase Freedom Unlimited

• Bonus welcome: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
• Cash-back rewards: 5% cash back on travel purchased through Chase, 3% back at restaurants and drugstores, and 1.5% on all other non-bonus-category purchases.
• Annual fee: $0.

Citi Custom Cash Card

• Bonus welcome: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.
• Cash-back rewards: 5% on up to $500 spent per billing cycle in your highest spend category out of 10 categories, including grocery stores, restaurants, streaming services and more. 1% cash back thereafter, and on all other purchases.
• Annual fee: $0.

Capital One SavorOne Cash Rewards Credit Card

• Bonus welcome: Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.
• Cash-back rewards: 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart and Target), plus 1% on other purchases.
• Annual fee: $0.

Blue Cash Preferred Card from American Express

• Bonus welcome: Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Terms Apply.
• Cash-back rewards: 6% cash back at U.S. supermarkets on up to $6,000 in spending per year, 6% back on select U.S. streaming subscriptions, 3% back on transit including U.S. gas stations, plus 1% cash back on everything else. Terms apply (see rates and fees).
• Annual fee: $0 intro annual fee for the first year, then $95.

Bonuses that Vary with Spending

Some credit cards offer bonuses that depend on how much you spend on the card, and some are paid out at the end of your first year. These bonuses can be among the most valuable welcome offers.

• Discover it Cash Back: INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
• Discover it Chrome: INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.

Small Business Card Bonuses

For small business owners, there are also credit cards that offer bonuses for your business expenses.

• Ink Business Unlimited Credit Card: Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
• Ink Business Cash Credit Card: Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.

Dalam artikel ini, Anda telah melihat beberapa contoh kartu kredit yang menawarkan bonus cashback yang menarik. Namun perlu diingat bahwa setiap kartu kredit memiliki kelebihan dan kekurangannya sendiri, serta syarat-syarat yang harus dipenuhi untuk mendapatkan bonus tersebut. Sebelum mengajukan kartu kredit, pastikan Anda memahami syarat-syarat dan ketentuan-ketentuan yang berlaku.